단순�?비교 해보았을 �?한화손해보험�?보장 금액�?조금 �?�?것으�?보입니다.If a grammatical basic principle which is included to 서툴�?is often a vowel �?and there is no other option other than a vowel �?then that grammatical basic principle can't be additional to 서툴�?= That man or woman, determined